Student Loan Debt Remission and Elimination – Top 4 Pros and Cons

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1. Federal Reserve Board of Governors, “Consumer Credit – G.19,” Federalreserve.gov, April 7, 2021 2. Abigail Johnson Hess, “US Student Debt Has Grown Over 100% in the Past 10 Years,” cnbc.com, December 22, 2020 3. US Department of Education Federal Student Aid, “Federal Student Loan Portfolio”, studentaid.gov, 2020 4. Dudley L. Poston, Jr., “3 Ways America’s Population Will Change Over the Next Decade,” pbs.org, January 2, 2020 5. New York Federal Reserve Microeconomic Data Center, “Household Debt and Credit Quarterly Report 2020: Q1,” newyorkfed.org, May 2020 6. US Department of Education Federal Student Aid, “Coronavirus and Tolerance Information for Students, Borrowers, and Parents,” studentaid.gov (Accessed May 6, 2021) 7. Carmen Maldonado, “College Price Rises Almost 8 Times Faster Than Salaries”, forbes.com, July 24, 2018 8. Hanneh Gundersen, “Federal Student Loan Remission Update: Find Out Where the Latest Policies and Proposals Stand,” msn.com, May 5, 2021 9. Ashlee Kieler, “You Can’t Get Rid of Your Student Loans in Bankruptcy Due to the Panicked Legislation of the 1970s,” consumerist.com, March 17, 2015 ten. John O’Connor, “Make Student Loan Debt Dischargeable in Bankruptcy… Again”, natlbankruptcy.com, February 28, 2014 11. Federal Student Aid, “Discharge in Bankruptcy,” studentaid.ed.gov (accessed January 4, 2018) 12. Bill Fay, “Bankruptcy & Student Loans,” debt.org (accessed January 4, 2018) 13. Brett Greene, “The $ 1,000 Billion Student Loan Debt Bubble: An Interview with Robert Applebaum,” huffingtonpost.com, November 11, 2011 14. Christopher Ingraham, “7 Ways $ 1.6 Trillion In Student Debt Affects The US Economy,” washingtonpost.com, June 25, 2019 15. Elyssa Kirkham, “What Are the Effects of Student Debt on the Economy?” Experts share their thoughts ”, studentloanhero.com, October 28, 2019 16. Chris Arnold, “Student Debt Forgiveness Would Boost Economy, Economists Say,” npr.org, November 25, 2019 17. Judith Scott-Clayton, “Reducing Racial Gaps in Student Debt and Default: Recommendations to Congress,” ccrc.tc.columbia.edu, March 6, 2019 18. Cristina Silva, “Student Debt Crisis Crashes Black Americans. Here’s how loan forgiveness could help ”, usatoday.com, April 15, 2021 19. Raphaël Charron-Chenier, Louise Seamster, Tom Shapiro and Laura Sullivan, “Student Debt Forgiveness Options: Implications for Policy and Racial Equity”, rooseveltinstitute.org, August 2020 20. Knowledge @ Wharton, “The Student Debt Crisis: Could It Slow Down the US Economy?” », Knowledge.wharton.upenn.edu, October 22, 2018 21. United States Supreme Court, Williams v. United States Fid. & Guar. Co., justia.com, 1915 22. Ethan Trex, “7 Very Successful People Who Survived Bankruptcy,” mentalfloss.com, November 6, 2015 23. Mark Huelsman, “Want to help troubled student loan borrowers? Start with bankruptcy reform ”, demos.org, May 31, 2017 24. Jeffrey J. Selingo, “Has Your College Mistaken You About Job Prospects? It could become much easier to get your loans canceled. », Washingtonpost.com, July 20, 2016 25. Megan Thompson, “Are you over 60 and paying off your student loans?” Tell us your story. », Pbs.org, September 3, 2017 26. Rebecca Safier, “50% Say Mass Student Loan Forgiveness Is Unfair to Former Borrowers: Survey,” studentloanhero.com, April 29, 2020 27. Matthew Noyes, “Canceling student debt is unfair to graduates like me who sacrificed themselves to pay off our loans,” fee.org, January 26, 2021 28. Zack Friedman, “Why Student Loans Shouldn’t Be Canceled,” forbes.com, February 24, 2021 29. Knowledge @ Wharton, “How Student Loan Forgiveness Could Increase Inequality,” knowledge.wharton.upenn.edu, December 15, 2020 30. Emma Ayers, “I sold Bibles to reduce my student debt. It turns out that I didn’t even need this diploma ”, usatoday.com, December 3, 2020 31. Adam Looney, “How progressive is Senator Elizabeth Warren’s loan forgiveness proposal?” », Brookings.edu, April 24, 2019 32. Michelle Cheng, “What Will the $ 10,000 Student Debt Cancellation Really Do?” », Qz.com, March 2, 2021 33. Anthony Carnevale, Stephen J. Rose and Ban Cheah, “The College Payoff: Education, Occupation, Lifetime Earnings”, 2011 34. Kelsey Sheehy, “Undergraduates Explode With Student Loan Payments,” usnews.com, July 24, 2013 35. Mike Brown, “Study on Student Loans for Spring Break,” lendedu.com, March 8, 2017 36. Federal Student Aid, “Understanding Delinquency and Default,” studentaid.ed.gov (accessed January 2, 2018) 37. Rajeev Darolia, “Should Student Loans Be Dischargeable in Bankruptcy? », Brookings.edu, September 29, 2015 38. Gray Gordon and Aaron Hedlund, “Accounting for Increased University Tuition Fees,” nber.org, February 2016 39. Abigail Hall Blanco, “Don’t Forgive Us Our Debt: The Student Loan Forgiveness Case,” insidesources.com, April 14, 2015

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